Junior Underwriter – Remote in Central Time Zone

UnitedHealth Group

Remote in Central Time Zone Remote only

Full time

Business Operations



May 22

Junior Underwriter – Remote in Central Time Zone

If you are located within Central time zone, you will have the flexibility to telecommute* (work from home) as you take on some tough challenges.

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us and start doing your life’s best work.SM

As a Junior Underwriter, you will learn to analyze new business health insurance applications in order to assess risk of future claims for Our Company at an entry level position. You must be trainable, self-motivated, able to work independently, confident in making your own decisions, have the ability to analyze medical information, work well with other team members, communicate effectively orally and written.

This position is full-time (40 hours/week) Monday – Friday. Employees are required to work our normal business hours of 8am-6pm Thursdays, 8AM – 5PM M-W & Friday. Thursday’s employees will be required to work 8:00am – 6:00pm. It may be necessary, given the business need, to work occasional overtime or weekends.

*All Telecommuters will be required to adhere UnitedHealth Group’s Telecommuter Policy.

Primary Responsibilities:

  • Assessing Medical Risk for the Company.
  • Knowledge and/or ability to learn our underwriting guidelines, medical terminology, prescription name/usage, as well as our in-house and vendor systems.
  • Responding to internal and external queries regarding application submissions.
  • Completing additional tasks and special projects as needed.

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.


Required Qualifications:

  • High School Diploma/GED (or higher) OR equivalent work experience
  • 2+ years experience working in any role within the healthcare insurance industry and performing daily work using health insurance industry software
  • Proficiency with Microsoft Word (updating/editing documents), Excel (updating/editing workbooks), Outlook (receiving/sending emails) and TEAMs.
  • Ability to work full-time 8am-6pm Thursdays, 8AM – 5PM M-W & Friday

Preferred Qualifications:

  • 1+ years experience in a health insurance underwriting role
  • Experience working in health insurance industry
  • Experience working as a telecommuter

Soft Skills:

  • Excellent oral and written communication skills

Telecommuting Requirements:

  • Reside within Central time zone
  • Required to have a dedicated work area established that is separated from other living areas and provides information privacy
  • Ability to keep all company sensitive documents secure (if applicable)
  • Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service

Careers with UnitedHealthcare. Work with a Fortune 5 organization that’s serving millions of people as we transform health care with bold ideas. Bring your energy for driving change for the better. Help us improve health access and outcomes for everyone, as we work to advance health equity, connecting people with the care they need to feel their best. As an industry leader, our commitment to improving lives is second to none.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.


Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity / Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.


Additional Job Detail Information

Requisition Number


Business Segment

Employer & Individual

Employee Status


Job Level

Individual Contributor



Additional Locations

Minneapolis, MN, US

Overtime Status





Day Job

Telecommuter Position


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